Do You Need a Referral for Physical Therapy? Talk to Your PCP

Everyday life can take a toll on your body, whether you’re recovering from an injury, healing after surgery, or simply noticing that certain movements aren’t as easy as they used to be. No matter what’s going on, if you’re in pain, physical therapy (PT) can play a key role in helping you heal, regain strength and move with confidence again. But before you schedule an appointment, you might be wondering: Do you need a referral from your primary care provider (PCP) for PT?

The answer depends on a few factors, including your state’s laws, your insurance coverage and the specific policies of your physical therapist. Let’s break it down so you know exactly what to expect.

Do I Need a Referral for Physical Therapy?

A physical therapist (PT), also known as a physiotherapist, is a licensed health care professional trained to improve mobility issues through rehabilitation, low-impact exercises and various types of therapies. Physical therapists also help relieve pain in areas of the body through massage, heat or cold therapy, electrical stimulation and stretches designed to revitalize muscles and joints.

Physical therapy can be beneficial for people with arthritis, those recovering from injuries, and athletes looking to prevent injury and improve their range of motion.

But do you need a referral for physical therapy? It depends on your medical insurance, your physical therapist and what state you live in.

State and Regional Differences in Direct Access to PT

All 50 states and Washington, D.C., now offer some form of direct access to physical therapy services. This means patients can seek evaluation and treatment from a licensed physical therapist without a doctor’s referral, though the extent of this access varies by state.

States are generally categorized into three levels of direct access:

• Unrestricted Access: Patients can receive physical therapy services without any limitations or need for a referral.
• Direct Access with Provisions: Patients can access physical therapy services directly, but there may be certain time or visit limits, or referral requirements for specific treatments.
• Limited Access: Access to physical therapy services is restricted to certain patient populations or under specific circumstances.

Even in states with unrestricted direct access to PT, insurance providers may have their own requirements. Some insurance plans still require a doctor’s referral for physical therapy services as the first step. It’s best to check with both your physical therapist and insurance provider before scheduling treatment.

What About Primary Care Physical Therapy Referrals in Florida?

If you live in Florida, you’re in luck: The Sunshine State allows unrestricted direct access to physical therapy. That means you can see a licensed physical therapist without a referral from a physician.

However, there are a few important things to keep in mind:

• Duration matters: Florida law allows you to receive treatment from a physical therapist for up to 30 days without a doctor’s referral. After 30 days, if continued therapy is needed, your physical therapist will need a practitioner (such as a PCP, chiropractor or podiatrist) to review and sign your plan of care.
• Insurance may differ: Even though the state allows direct access, your insurance provider may still require a referral or prior authorization for physical therapy to be covered. Always check with your insurance provider first.
• Keep your care team informed: Even if a referral isn’t required, it’s still a good idea to talk to your primary care provider about any ongoing pain, stiffness or mobility issues. These symptoms could point to a more serious underlying condition that needs evaluation. Keeping your PCP in the loop ensures your care is safe, coordinated and comprehensive.
• AdventHealth Primary Care+ can help: If you’re unsure whether you need a PT referral or have questions about your symptoms, your AdventHealth Primary Care+ provider is here to guide you and help make sure your treatment is covered.

In short, you can get started with physical therapy in Florida without a referral, but keeping your primary care provider informed is ideal.

Insurance Considerations

Even if you live in an unrestricted direct access state, your insurance may still want a physical therapy referral from your PCP, depending on which insurance plan you have:

• HMO plans: Often require a referral from a PCP before starting PT.
• PPO plans: May allow direct access without a referral; make sure you check your policy or call your provider.
• Medicare/Medicaid: May have different referral rules depending on the plan.

In addition to a referral, some health insurance providers also require prior authorization, which means you have to get approval from your insurance provider before starting physical therapy services.

Your best bet is always to check with your PCP, insurance provider and physical therapy clinic to find out exactly what’s required for you to get the care you need.

When Should You See a Physical Therapist?

A physical therapist can help with any issues that make it difficult or painful to move normally.

Common reasons people seek PT include:

• Chronic pain, such as back pain, joint pain, neck pain and arthritis
• Injury recovery for sports injuries and fractures
• Learning how to use assistive devices such as a cane or crutches
• Limited mobility in the joints or muscles
• Plantar fasciitis or other foot mobility issues
• Post-surgery or stroke rehabilitation
• Preventative care for posture, flexibility, balance and strength
• Recurring injuries, such as frequent falls
• Workplace or accident-related injuries

How Your PCP Works with Physical Therapists

In most cases, your AdventHealth primary care doctor will be the first to diagnose you with a condition that may require physical therapy. They may also provide you with an in-network physical therapy referral for specialized care.

Your PCP and PT then work together to understand your mobility issues and implement a physical therapy treatment plan based on your health needs. This may include mobility and preventive care exercises, prescription pain relief or anti-inflammatory medication, or attending nutrition counseling sessions.

As you work with your PT, you’ll continue to see your PCP for any underlying issues that may be causing mobility difficulties, as well as for sick visits, health screenings and physicals.

How to Get a PCP Referral for Physical Therapy

Do you need a referral to see a physical therapist? You can get one from your PCP by following a few simple steps.

• Step 1: Schedule an appointment with your primary care provider.
• Step 2: Be prepared to discuss your symptoms, mobility concerns or pain levels.
• Step 3: Your PCP will listen to your concerns and conduct an exam to evaluate whether PT is necessary; they’ll provide a referral if needed.
• Step 4: Check with your health insurance provider to see if there are any extra requirements you need to meet to qualify for ongoing physical therapy appointments.
• Step 5: If a referral is provided, find an in-network PT near you and schedule an appointment.
• Step 6: Begin treatment and follow up with your PCP as you make progress.

Get On the Road to Recovery With a Primary Care Referral

If you’re having trouble moving without issues or pain, or if you have an upcoming surgery that will require rehabilitation, physical therapy can help.

While not all states, health insurance providers or PTs require PCP referrals, it's always a good idea to visit your primary care provider first so they can help you determine if you need physical therapy or not.

If you have questions about any mobility issues or need a physical therapy referral, schedule an appointment today at AdventHealth Primary Care+.

Frequently Asked Questions About Referrals for Physical Therapy

How do I start seeing a physical therapist?

Start by checking with your health insurance provider to see if a referral or prior authorization is required. Then, either get a referral from your health care provider or contact a physical therapy clinic directly if your state allows direct access.

Can I go to physical therapy on my own?

In many states, you can see a physical therapist without a referral, a practice known as direct access. However, your insurance may still require a referral for coverage, so it’s best to check first.

Do I need a diagnosis before going to physical therapy?

No, a formal diagnosis isn’t always required. Physical therapists are trained to evaluate and treat many conditions. However, a diagnosis from your doctor may be needed if your insurance requires one for coverage.

If you’re experiencing severe or ongoing pain, it’s best to meet with your PCP. They may recommend lab work or an exam to see if there could be an underlying condition that needs to be addressed.

What’s a referral vs. prior authorization?

A referral is when your doctor formally recommends you see a specialist, like a physical therapist. Prior authorization is approval from your insurance company confirming they’ll cover the service. You may need one or both, depending on your plan.

Can I get a referral through telehealth?

Yes, in many cases, your primary care provider can offer a referral through a telehealth visit. If you're experiencing pain, stiffness or mobility issues, a virtual appointment is often enough for your provider to assess your condition and determine whether physical therapy is appropriate. This can save you time and help you begin treatment sooner. Learn more about the benefits of virtual primary care.