Plan Ahead, Save More on Care
Your health matters — and so does your wallet. A Medical Flexible Spending Account (FSA) helps you plan ahead and save on everyday care for you and your family. You can enroll or make changes to your FSA elections only during Open Enrollment, so be sure to review your options and plan ahead.
What is a flexible spending account?
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Cover a wide range of expenses
Your FSA helps with everyday health needs — doctor visits, eye exams, dental care, prescriptions, copays and more. It’s a simple way to plan ahead and keep care affordable.
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2026 Contribution Limit
Contribute up to $3,300. Choose the amount that's right for you during Open Enrollment. Your annual election is available to use throughout the plan year for eligible health care expenses.
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Pay the easy way: your FSA card
Swipe and go! Use your card online, in stores or at your doctor’s office — no paperwork, no waiting.
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Use it so you don’t lose it
Use your funds by year-end, and if you have at least $50 left in your account, you can roll over up to $680 into next year. Any balance under $50 will be forfeited. Be sure to use your savings for the care you and your family need.
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Save money with every use
Every dollar you put in your FSA lowers your taxable income — more savings for you, every time you use it.
Shop Tax-Free for Everyday Essentials
Make the most of your FSA dollars — shop online for guaranteed eligible items like sunscreen, baby care, pain relief and more.
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Amazon FSA Store
Explore categories like vision care, first aid and more. Look for items marked “FSA or HSA eligible.”
You’re in control with the Optum Bank mobile app
Fast, easy access to your FSA account anytime, anywhere. That’s the power of Optum's mobile app.* Simply sign in to:
- Check your balance.
- Upload receipts.
- Access tools and helpful resources.
- Manage and view your card.
*Data rates may apply.
This site summarizes the programs and benefits available to team members and their eligible dependents. Official plan documents, policies and certificates of insurance that contain the details, conditions, maximum benefit levels and restrictions on benefits govern our benefits program. In case of a conflict between this site and the official documents, the official documents prevail. The information on this site isn't a guarantee of benefits. AdventHealth reserves the right to modify or terminate its employee benefit plans and programs at any time for any reason.