Alyssa is looking for benefits that make caring for her family easier and more connected.
Alyssa spends her days helping patients feel seen, heard and cared for. When her shift ends, another full part of life begins: dinner, bedtime, family schedules and trying to find a little time for herself.
With a young child at home and a growing family on her mind, Alyssa wants benefits that make care feel convenient, connected and easy to navigate.
This year, Alyssa is considering the Select Plan. She understands the Select Plan does not include Tier 2 coverage, but her family lives in an eligible service area and they’re comfortable using AdventHealth and certain Aetna Select providers for their non-emergency care. The Select Plan offers $0 in-network preventive and well-child care, lower copays for primary care, specialist and urgent care visits, and access to a dedicated Care Concierge.
The Care Concierge is one of the reasons the plan stands out. Even though Alyssa navigates health care professionally, coordinating care for her own family after a long day can feel like one more thing on an already full list. Her Care Concierge can help her schedule appointments, locate in-network providers, coordinate screenings and connect with other support — tasks she’d love to “outsource.”
Virtual care also matters. When Alyssa’s child wakes up with a fever at night or she needs quick guidance about a common concern, eCare offers convenient pediatric care that fits her family’s schedule. Alyssa can also use AdventHealth Virtual Urgent Care through the AdventHealth app for her own common health needs, without leaving her child or packing up the whole family. Virtual Urgent Care can help with concerns such as cold and flu symptoms, pink eye and rashes, with visits covered at $0 under the Select Plan.
Alyssa is also comparing dental and vision coverage for her family. She is considering the Child/Eldercare FSA, which would let her set aside pre-tax dollars for childcare expenses while she and her spouse work.
Because they may grow their family, Alyssa and her spouse are also exploring fertility coverage, Healthy Chapters, adoption assistance and paid parental leave. Understanding these benefits now can help them feel more prepared for their next chapter.
Alyssa also appreciates having access to Lyra Health. Lyra offers confidential mental health support for eligible household members, along with self-guided tools and work-life resources. For Alyssa, caring for her mind is part of being able to care for everyone else.
Dr. Lawson is balancing her family’s needs today with the financial future she is building for them.
Dr. Lawson spends her days helping families make informed health decisions. During Open Enrollment, she brings that same care and attention to her own family’s choices.
With one child in college and another still at home, Dr. Lawson is thinking about 2027 and beyond. She needs meaningful medical coverage and network access now, while also preparing for future health care expenses, retirement and income protection.
She is considering the Health Savings Plan. Dr. Lawson is comfortable with its higher deductible and is carefully weighing that added responsibility against lower paycheck costs and the opportunity to save through a Health Savings Account, or HSA.
Network access is especially important because one of her children attends college out of state. The Health Savings Plan includes Tier 1 AdventHealth providers and access to Tier 2 providers in Aetna’s national network. As she compares plans, Dr. Lawson is checking which providers are available near her child’s school and how the family’s expected care would be covered.
When thinking about care today, Dr. Lawson likes that in-network preventive care is covered at $0, helping her family stay current on annual checkups, routine screenings and well-child visits. When possible, she also looks for AdventHealth providers identified as Maximum Savings in the Aetna provider search to access trusted, coordinated care at a lower cost.
Looking ahead, the HSA is a major part of her decision. Dr. Lawson can contribute pre-tax money to the account and use it tax-free for eligible health care expenses. Unused money rolls over from year to year, and the account stays with her even if she leaves AdventHealth or retires. Once the account reaches $500, she can also invest some of the money for future health care needs.
Her financial planning reaches beyond the HSA. Dr. Lawson contributes to the Adventist HealthCare Retirement Plan, or AHRP, and wants to make the most of the AdventHealth match available for her years of service. With eight years at AdventHealth, she may receive a 100% match on contributions up to 5% of eligible pay.
She is also exploring the 457(b) Eligible Deferred Compensation Plan as an additional way to save beyond her AHRP contributions.
Protecting the family’s progress matters, too. Dr. Lawson is reviewing life and AD&D insurance, her beneficiary designations and disability coverage. Because coverage amounts and limits may vary for physicians, she checks her personalized benefits information in Workday.
Dan needs benefits that work around a busy life of caring for others, both at work and at home.
Dan is used to moving quickly and supporting others through moments that matter. At home, Dan shifts into another kind of care: balancing school schedules, pediatric appointments, family needs and time to rest before doing it all again.
He’s interested in choosing coverage that feels practical, predictable and easy to use.
Dan is considering the Traditional Plan because predictable costs and network flexibility are important to the family. The plan includes Tier 1 AdventHealth providers and Tier 2 providers in Aetna’s national network. It also uses set copays for many routine services, helping Dan better understand what primary care, specialist visits, urgent care and outpatient mental health care will cost without thinking.
That predictability matters when a child gets sick, a specialist appointment comes up or someone in the family needs support. In-network preventive care is also covered at $0, making it easier to keep annual checkups, well-child visits and routine screenings on the calendar.
Dan is also reviewing dental and vision coverage. Regular cleanings, eye exams and glasses are part of everyday family care, and choosing coverage now can make those needs easier to manage throughout the year.
Time matters just as much as coverage. For Dan, PTO is not only vacation. It can mean attending a school event, taking a child to an appointment, recovering after a demanding stretch of work or simply stepping away to recharge.
Dan is also exploring the Child/Eldercare FSA. This account could help the family set aside pre-tax money for eligible childcare expenses, such as daycare, before- or after-school care or summer day camps, that allow Dan and a spouse to work.
When the pressures of work and home start to build, Lyra Health offers confidential mental health support, self-guided resources and work-life services for Dan and eligible household members.
Dan is also interested in Corestream (coming Jan 1, 2027). Savings on entertainment, travel and everyday purchases can make family activities a little more affordable.
Sofia wants benefits that support her physical, mental and financial well-being while helping her build a strong foundation for the future.
Sofia is proud of the career she is building. She is learning, growing and thinking about what she wants to accomplish next. At the same time, she is watching her budget, paying down debt and trying to build better financial habits.
Because Sofia is generally healthy and does not expect to use much medical care this year, she is considering the Health Savings Plan. Its lower paycheck costs could give her more breathing room, while still providing coverage when she needs it.
Sofia knows the plan has a higher deductible, which means she may pay more if and when she receives non-preventive care before the plan begins sharing the cost. She is weighing that responsibility against the savings in her paycheck and her expected health care needs.
In-network preventive care is covered at $0, so Sofia can stay current on annual checkups and routine screenings without paying the deductible.
The plan also gives her access to a Health Savings Account, or HSA. Sofia can put pre-tax money into the HSA and use it tax-free for eligible health care expenses. Because she pays less in monthly premiums, she can even choose to set aside some of those savings in her HSA to help cover future health care costs. Unused money rolls over every year with no “use it or lose it” rule.
Even small contributions can help Sofia build a cushion for future expenses. Since she earns less than $23 per hour, Sofia is eligible for an AdventHealth HSA contribution, which means AdventHealth will help fund her account through quarterly contributions. That makes the HSA feel even more like good financial sense.
Sofia’s goals are not limited to health care. Through Guild education benefits, she can explore eligible degree and certificate programs, along with resources that may help her understand and manage student loans.
She is also learning that she does not have to solve every financial goal at once. Sofia can start small with the Adventist HealthCare Retirement Plan, or AHRP, and contribute enough to receive the AdventHealth match available for her years of service. She may also use automatic increase tools to gradually raise her contribution over time.
While Sofia is building for the future, she still needs support now. PTO gives her time to rest and reset, and Lyra Health provides confidential coaching, therapy and self-guided resources when stress builds.
For Sofia, benefits are becoming less like a once-a-year task and more like a foundation she can build on one step at a time.
Angela is caring for others while beginning to focus more deeply on her own future.
Angela is used to being the person others count on. At work, she supports teams, decisions and priorities. At home, she is helping aging parents while staying connected to adult children who still turn to her for support.
As Angela looks ahead to retirement, her benefits decisions feel more important than ever. She wants predictable health care costs, financial security and protection for the people she loves.
Angela is considering the Traditional Plan because cost predictability and flexibility matter. She expects that she may use more care than she did earlier in life, including preventive care and specialist visits. The plan offers access to Tier 1 AdventHealth providers and Tier 2 providers in Aetna’s national network, along with set copays for many routine services.
Although Angela considered the tax-saving opportunities of the Health Savings Plan, she decided the Traditional Plan’s more predictable costs better fit her expected needs this year.
Staying proactive is also important. In-network preventive care is covered at $0, helping Angela prioritize annual checkups and routine screenings. She is also reviewing dental and vision coverage as part of caring for her long-term health and quality of life.
Retirement is a major focus. With 12 years at AdventHealth, Angela may receive a 100% AdventHealth match on contributions up to 6% of eligible pay through the Adventist HealthCare Retirement Plan, or AHRP. Because she is age 50 or older, she is also exploring catch-up contributions that could help her save more.
Angela plans to schedule a one-on-one meeting with an AHRP retirement professional to review her progress and decide whether she needs to adjust her savings strategy. She plans to ask the advisor about the 457(b) Eligible Deferred Compensation Plan as an additional way to save.
Protecting her family is also part of her thinking. Angela is reviewing life and AD&D insurance, disability coverage and her beneficiary designations across retirement and insurance accounts. She wants to make sure her elections still reflect the people she intends to protect.
She is also exploring Critical Illness Insurance. A covered serious diagnosis could lead to expenses beyond medical bills, including household costs, transportation or additional support during recovery. Critical Illness Insurance can provide a payment after a covered diagnosis, which Angela could use for her family’s needs…without dipping into savings.
Support for practical life decisions matters, too. LegalEase can provide access to legal support for needs such as estate planning and wills. And Lyra Health work-life services can connect Angela with caregiving resources and financial or legal consultations as she supports her parents.
Carlos wants benefits that make staying on top of his health feel simpler while helping him make the most of his budget and plan for the future.
Carlos helps make healing possible behind the scenes. His work supports patients, visitors and fellow team members every day. Outside work, he is managing Type II diabetes, household expenses and plans for his future.
Because Carlos expects to use care throughout the year, he is paying close attention to medical coverage, prescription costs and access to providers he trusts. He has regular primary and specialty care visits, lab work, screenings and maintenance medications, so he wants coverage that makes managing those needs feel more organized.
Carlos lives in an eligible Colorado service area and plans to use AdventHealth and certain Aetna Select providers for his care. He is considering the Select Plan for its coordinated approach, $0 in-network preventive care, lower primary care and specialist copays, and access to a Care Concierge.
The Select Plan requires members to select a primary care physician, complete a PCP visit, register for an AdventHealth account and engage with Care Concierge. Members may also need to participate in Care Management when managing certain health conditions.
For Carlos, he sees those steps as part of a supportive routine. His Care Concierge can help schedule appointments, locate in-network providers and coordinate screenings. Care Management can provide additional guidance between visits and help him stay connected to his treatment goals.
Carlos understands the Select Plan does not include Tier 2 or out-of-network coverage for non-emergency care. Before enrolling, he and his spouse will confirm the providers they expect to use participate in the Select network.
Prescription support is another important part of his decision. Through AdventHealth Rx Plus Pharmacy, Carlos can manage maintenance medications, access pharmacy support and use convenient delivery options.
He is also exploring Vida Health (coming Jan 1, 2027) for personalized metabolic health support, which may include coaching, nutrition guidance and progress-tracking tools. Together, Vida Health, Care Management and his regular providers can help Carlos feel supported across different parts of his health journey.
Managing a chronic condition can affect emotional and financial well-being, too. Lyra Health gives Carlos access to confidential support for his mind, body and spirit. He is also considering a Medical FSA, which would allow him to set aside pre-tax money for eligible out-of-pocket expenses such as copays, coinsurance, prescriptions, dental care and vision care.
Carlos is still thinking about where he wants his career to go. Guild education benefits may help him pursue an eligible certificate or degree, while Corestream (coming Jan 1, 2027) can connect him with everyday discounts and optional benefit extras that support life outside work.
Marquita is looking for balance: lower paycheck costs, protection for the unexpected and support for life outside work.
Marquita likes to plan ahead, but she also knows everyday costs can add up quickly. As an RN Manager, she balances the needs of her team with a full life outside work. During Open Enrollment, she is looking for benefits that protect her health and finances without putting more pressure on her monthly budget.
Marquita is considering the Health Savings Plan because its lower paycheck costs could give her more breathing room. She does not expect to use much medical care this year and is comfortable taking on more of the cost when she does receive non-preventive care.
She understands the plan has a higher deductible. For non-preventive medical care and many prescription medications, she may pay the full negotiated cost until she meets that deductible. She is reviewing expected expenses carefully before deciding whether that tradeoff works for her.
The Health Savings Account, or HSA, can help her prepare for those out-of-pocket expenses. Marquita can contribute pre-tax money and use it tax-free for eligible health care expenses. Unused funds roll over from one year to the next, giving her a way to build a financial cushion over time.
Because Marquita is considering a plan with more out-of-pocket responsibility, she is also reviewing voluntary benefits that could provide extra financial protection. Accident Insurance can provide a payment after a covered accident. Hospital Indemnity Insurance can provide a payment after a covered hospital stay. Critical Illness Insurance can provide a payment after a covered serious diagnosis. These benefits are separate from her medical plan, and payments from approved claims can be used for eligible needs based on the terms of each policy.
For Marquita, supplemental coverage could help with more than medical bills. A payment might help with transportation, household costs, pet care or other expenses if an accident, hospital stay or serious illness that interrupts daily life.
Marquita is also looking forward to exploring Corestream (coming Jan 1, 2027). Through the platform, she can find everyday discounts and optional benefits that support life at home.
Her dog is an important part of that life. Pet Insurance (coming Jan 1, 2027) may help with eligible veterinary expenses, while the Pet Care Discount Program (coming Jan 1, 2027) offers savings and services for everyday pet care. Marquita is comparing both options, so she understands the difference between insurance coverage and a discount program.
To Marquita, benefits are not only for major life events. They can also help make ordinary life more manageable.
